PENDEKATAN PSIKOLOGI UNTUK KEPUTUSAN INVESTASI DI MASA PANDEMI COVID-19

  • Asri Nur Wahyuni STIE Bank BPD Jateng
  • Rudi Suryo Kristanto STIE Bank BPD Jateng
Keywords: psykologi, on investment decisions, covid-19

Abstract

The investment world is one of the areas that has felt the impact, this is due to various restrictions on activities which ultimately affect the activities of the national economy. It is important for investors to maintain, follow and be able to analyze pandemic Covid-19 conditions with proper observations and calculations so that total losses can be minimized as small as possible. A psychological approach to investment decision-making can be done with many factors. The level of trust, historical data, social relationships, emotions, and past experiences can be one of the bases for making investment decisions. The data in this study are primary data obtained by distributing questionnaires to the public in Indonesia via a google form. The sample taken in this study was 100 respondents. Multiple linear regression analysis has been used to analyze the data in this study. Heuristics, Emotion, and considering the past variables have an effect on investment decisions. However, overconfidence and social interaction variables have no significant effect on decision-making when investing.

References

Afriani, D., & Halmawati. (2019). Pengaruh cognitive dissonance bias , Overconfidence bias dan herding bias terhadap pengambilan keputusan investasi. Jurnal, 1(4), 1650–1665.
Ahyaruddin, M., Widiarsih, D., & Winarso, D. (2017). Pengaruh Psikologi Investor Terhadap Volume Perdagangan Saham ( Studi Empiris Pada Indeks Saham LQ45 Yang Terdaftar di BEI ) The Effect Of Investor Psychology On Trading Volume ( Empirical Study on Index LQ45 Listed in Indonesia Stock Exchange ). Jurnal Akuntansi Dan Ekonomika, 7(2), 121–131.
Asri, M. (2013). Keuangan keperilakuan (Pertama). Yogyakarta: BPFE Yogyakarta.
Budiarto, A., & Susanti. (2017). Pengaruh Financial Literacy, Overconfidence, Regret Aversion Bias, Dan Risk Tolerance Terhadap Keputusan Investasi (Studi pada investor PT. Sucorinvest Central Gani Galeri Investasi BEI Universitas Negeri Surabaya). Jurnal Ilmu Manajemen, 05(2), 1–9.
Elster, J. (1998). Emotions and Economic THeory. Journal of Economic Literature, 36(1).
Fauzi, D.A (2020) Faktor Penentu Pengambilan Keputusan Investasi Saham (Studi Kasus pada Mahasiswa di Yogyakarta). TESIS. Program Studi Magister Manajemen, Universitas Islam Indonesia (UII) Yogyakarta. https://dspace.uii.ac.id/handle/123456789/29398
Ferdinand, A. (2014). Metode Penelitian Manajemen. Semarang: Badan Penerbit Universitas Diponegoro.
Ghozali, I. (2016). Aplikasi Analisis Multivariete Dengan Program IBM SPSS 23 (8th ed.). Semarang: Badan Penerbit Universitas DIponegoro.
Halim, A. (2015). Analisis Investasi Di Aset Keuangan. Jakarta: Mitra Wacana Media.
Hermalin, B., & Isen, A. M. (2000). The Effect of Affect on Economic and STrategic Decision Making.
Hikmah, Siagian, M., & Siregar, P. (2020). Analisis Tingkat Literasi Keuangan, Experienced Regret, dan Risk Tolerance pada Keputusan Investasi di Batam. Jurnal Ekonomi & Ekonomi Syariah, 3(1), 138–146.
Iramani, R. (2011). Model Perilaku Pemodal Terhadap Risiko dan Jenis Investasi Pada Sektor Perbankan (Studi Keperilakuan Berbasis Psikologi). Jurnal Aplikasi Manajemen, 9(1), 76–84.
Iramani, R., & Bagus, D. (2008). Faktor - Faktor Penentu Perilaku Investor Dalam Transaksi Saham Di Surabaya. Jurnal Aplikasi Manajemen, 6(3), 255=262.
Iramani, R., & Dhyka, B. (2008). Faktor - Faktor Penentu Perilaku Investor Transaksi Saham di Surabaya. Jurnal Aplikasi Manajemen, 6(3), 255–262.
Published
2022-10-15
Section
Articles