Determinan Perilaku Pengelolaan Keuangan di Kecamatan Kajoran Kabupaten Magelang
Keywords:
financial literacy, financial attitude, locus of control, income, financial management behavior
Abstract
Financial management behavior is one of the main topics of discussion at this time. Because it is related to consumptive behavior in the community in Indonesia, and especially in the community of Kajoran sub-district. This research aims to determine the effect on financial literacy, financial attitude, income and locus of control financial management behavior. 100 people take as respondent using accidental sampling method. Analytical method uses linear regression test. The research show that financial literacy, financial attitude and locus of control have positive effect on financial management behavior. While income doesn’t affect on financial management behavior
References
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Amanah, E., Rahadian, D. D., & Iradianty, A. (2016). The Influence of Financial Knowledge, Financial Attitude and ExternalL Locus of Control on Personal Management Behavior Case Study of Bachelor Degree Student in Telkom University. E-Proceeding of Management, 3(2), 1228–1235.
BPS. (2019). Perkembangan Indeks Harga Konsumen/inflasi di Kabupaten Magelang.
BPS. (2020). Kabupaten Magelang Dalam Angka 2020.
Chen, H., & Volpe, R. P. (1998). An Analysis of Personal Financial Literacy Among College Students. Zhongguo Jiguang/Chinese Journal of Lasers, 7(8), 107–128. https://doi.org/ 10.3788/CJL201643.0811001
Djuo, L. G. (2019). Analisis pengaruh literasi keuangan, sikap keuangan dan kepribadian terhadap perilaku pengelolaan keuangan UMKM di Kabupaten Ende. VII(2), 123–134.
Dwiastanti, A. (2017). Analysis of financial knowledge and financial attitude on locus of control and financial management behavior. 1(1), 1–6.
Ferdinand, A. (2014). METODE PENELITIAN MANAJEMEN. Badan Penerbit Universitas Diponegoro.
Ghozali. (2018). Aplikasi Analisis Multivariate Dengan Program IBM SPSS 25 edisi 9 (9th ed.). Semarang: Badan Penerbit - UNDIP.
Herdjiono, I., & Damanik, L. A. (2016). Pengaruh Financial attitude , Financial Knowledge , Parental income Terhadap Financial Management. Manajemen Teori Dan Terapan, 1(3), 226–241.
Humaira, I., & Sagoro, E. M. (2018). Pengaruh Pengetahuan Keuangan, Sikap Keuangan, Dan Kepribadian Terhadap Perilaku Manajemen Keuangan Pada Pelaku Umkm Sentra Kerajinan Batik Kabupaten Bantul. Nominal, Barometer Riset Akuntansi Dan Manajemen, 7(1). https://doi.org/10.21831/nominal.v7i1.19363
Ida, & Dwinta, C. Y. (2010). pengaruh locus of control, financial knowledge, income terhadap financial management behavior. Jurnal Bisnis Dan Akuntansi, 12(3), 131–144.
Kholilah, N. Al, & Iramani, R. (2013). Studi Financial Management Behavior Pada Masyarakat Surabaya. Journal of Business and Banking, 3(1), 69. https://doi.org/10.14414/jbb.v3i1.255
