Magisma: Jurnal Ilmiah Ekonomi dan Bisnis

Analisis Faktor – Faktor Yang Mempengaruhi Keputusan Nasabah Dalam Pengambilan Kredit Pada Saat Sebelum Dan Selama Masa Pandemi Pada Bank Pembangunan Daerah Nusa Tenggara Timur

Taufiq Andre Setiyono, Sarah Kristina Bunga Dacosta Carvalho — Wed, 31 Jul 2024 14:17:38 +0700

The purpose of this study was to test and analyze differences in customer decisions in taking credit before and during the pandemic which were influenced by interest rates, service quality, credit processes and income. This study uses primary data with a sample of 280 respondents. The sampling technique used in this research is accidental sampling. Data analysis was carried out using descriptive analysis with the help of SPSS 29. Based on this research, it can be seen that there are significant differences in customer decision making in taking credit during and before the pandemic which are influenced by interest rates, service quality, credit procedures and income.

PENGARUH BRAND EXPERIENCE, BRAND IMAGE DAN PERSEPSI KUALITAS TERHADAP BRAND LOYALITY MELALUI MEDIASI BRAND TRUST

Arif Hadi Prasetyo, Santi Suciningtyas, Diah Wuriah Ningsih — Wed, 31 Jul 2024 00:00:00 +0700

The purpose of this study was to determine the effect and analysisi of Brand Experience, Brand Image and Quality Perception on Brand Loyality with Brand Trust as an intervening variable. In this study using purposive sampling and accidental sampling of 100 respondents. The testing in this study was carried out by testing the validity, reliability, classical assumptions, testing the hypothesis in the form of a t test, multiple linear regression analysis, coefficient of determination, path analysis and sobel test. The results of the validity test of each variable question item are valid. The results of the reliability test on each variable question item are reliable. The classic assumption test results for each variable meet the classic assumption test criteria. The results of multiple linear regression analysis in this study obtained b₁ = 0,192 indicating a positive effect of the Brand Experience variable (X₁) on Brand Loyality (Y), b₂ = 0,432 indicating a positive influence of the Brand Image variable (X₂) on Brand Loyality (Y), b₃ = 0,239 indicates a positive influence of Quality Perception variable (X₃) on Brand Loyality (Y), b₄ = 0,189 indicates a positive influence of Brand Trust variable (Z) on Brand Loyality (Y). For hypothesis testing, there is a partially significant effect between Brand Experience (X₁) on Brand Loyality (Y) with t_count > t_table (2,364 > 1,984), Brand Image (X₂) has a partially significant effect on Brand Loyality (Y) with t_count > t_table (4,770 > 1,984), Quality Perception (X₃) has a partially significant effect on Brand Loyality (Y) with a t_count > t_table (4,173 > 1,984), Brand Trust (Z) ) has a partially significant effect on Brand Loyality (Y) with a value t_count > t_table (2,246 > 1,984). Brand Trust (Z) mediates the effect between Brand Experience (X₁) on Brand Loyality (Y) with t_count > t_table (2,719 > 1,984), Brand Trust (Z) mediates the effect between Brand Image (X₂) on Brand Loyality (Y) with a value t_count > t_table (3,230 > 1,984), Brand Trust (Z) mediates the influence between Quality Perception (X₃) on Brand Loyality (Y) with a t_count > t_table (2,122 > 1,984)

Pengaruh Organizational Justice Terhadap Employee Innovative Work Behavior Dengan Knowledge Sharing Sebagai Mediasi (Studi Kasus BPJS Ketenagakerjaan Kantor Cabang Pasuruan)

Teguh Priyanto, Widhy Setyowati, Himawan Arif Sutanto — Wed, 31 Jul 2024 00:00:00 +0700

This study aims to analyze the effect of organizational justice on employee innovative work behavior with knowledge sharing as mediation. The population in this study were employees of BPJS Ketenagakerjaan Pasuruan Branch Office as many as 75 employees. The sampling technique used in this study is saturated sampling or census. Data analysis was performed with SEM-PLS. The results showed that organizational justice and knowledge sharing had a positive and significant effect on employee innovative work behavior of BPJS Employment Branch Office Pasuruan employees. Organizational justice has a positive and significant effect on knowledge sharing. Knowledge sharing mediates the relationship between organizational justice and employee innovative work behavior

PENGARUH BEBAN KERJA, STRES KERJA TERHADAP PRODUKTIVITAS KERJA DENGAN MOTIVASI KERJA SEBAGAI VARIABEL MEDIASI (Studi Pada Karyawan Bagian Produksi Industri Manufaktur PT. XYZ Brebes)

Disiya Intan Setiyawati, Ary Kusmanto — Wed, 31 Jul 2024 00:00:00 +0700

For a company, the final result in the form of a product is absolute, which cannot be separated from the productivity of human resources which is influenced by various factors such as binding company regulations, high production target targets to meet market needs, thus giving rise to a major influence on employees, especially in the production department. An employee must always receive attention from his leader or superior in order to achieve good work productivity. This attention can be in the form of actions taken to resolve the problem. Some of the problems faced by employees include workloads that are too heavy, inappropriate working hours and work stress, many requirements that must be met, inappropriate income levels, and even the amount of work that must be completed. This research was conducted at PT. XYZ with a total of 100 respondents using a questionnaire on the Googleform application. The research method used is quantitative with the SmartPLS 3.0 data analysis tool. The results obtained are that workload and work stress have a positive and significant direct effect on work productivity. Workload, work stress have a positive and significant effect on motivation as a mediating variable and motivation mediates the relationship between workload, work stress and work productivity

Pengaruh Beban Kerja, Kompensasi Dan Motivasi Terhadap Turnover Intention Dengan Stres Kerja Sebagai Variabel Mediasi (Studi pada Perusahaan Leasing PT.X Cabang Pemalang Pos Comal)

Mutiara Oktafiani, Setyo Pantawis — Wed, 31 Jul 2024 00:00:00 +0700

This research aims to analyze the influence of workload, compensation and motivation on turnover intention through work stress. The research sample was 64 employees of leasing company PT.X Pemalang Pos Comal Branch, using saturated sampling techniques. Saturated sampling is a sampling technique when all members of the population are used as samples. This sample is a form of probability sampling. Probability sampling is a sampling technique that does not give each element or member of the population the same chance or opportunity to be selected as a sample. This research uses saturated sampling because the population is 64 people, so all members of the population are used as the research sample. The research results show that workload has an insignificant negative effect on turnover intention. Compensation has a negative and significant effect on turnover intention. Motivation has a positive and significant effect on turnover intention. Workload has a positive and significant effect on work stress. Compensation has a positive and significant effect on work stress. Motivation has a positive and significant effect on work stress. Job stress has a positive and significant effect on turnover intention. Workload, compensation and motivation have a positive and significant effect on turnover intention which is mediated by work stress

PENGARUH GAYA KEPEMIMPINAN “SUPORTIF” TERHADAP KEPUASAN KERJA MELALUI MOTIVASI KERJA DAN KINERJA GURU SEBAGAI VARIABEL MEDIASI (Studi Pada Guru TK se-kecamatan Slawi Kabupaten Tegal)

Sri Rahayu, Ary Kusmanto — Wed, 31 Jul 2024 00:00:00 +0700

Leadership can be said to be a leader's way of directing, encouraging and managing all elements within an organization to realize a goal to be achieved, thereby producing maximum employee performance. To achieve this goal, efforts must be made to find out how a leader can encourage employee morale, so that the goals and objectives planned together can achieve the target. Apart from that, leaders can provide promotions for employees who excel in order to create employee job satisfaction. This research is related to the decreasing awareness of employees in terms of discipline, employee performance and decreasing work results which is possible as a result of a supportive leadership style, but as time goes by, this leadership style makes employees more relaxed, more free to do things outside the main work context. , thus causing problems to arise such as late work deadlines. This research was conducted on kindergarten teachers in Slawi sub-district, Tegal district with a total of 100 respondents using a questionnaire on the Googleform application. The research method used is quantitative with the SmartPLS 3.0 data analysis tool. The results obtained are based on the data analysis and discussion described, this research concludes that the results of this research show that the "supportive" leadership style has a strong positive correlation with job satisfaction, in addition the "supportive" leadership style has a positive correlation with motivation. Job satisfaction increases through a good "supportive" leadership style, balanced with positive work motivation and teacher performance.

Pengaruh Budaya Organisasi Dan Kepuasan Kerja Dengan Pengembagan Karier Sebagai Variabel Moderasi Terhadap Kinerja Penyidik

Bella Rochim, Arini Novandalina, Marnoto Marnoto, St Sunarto, Catur Prabowo — Wed, 31 Jul 2024 00:00:00 +0700

This study aims to analyze the influence of job satisfaction and organizational culture on investigator performance moderated by career development. The population is 173 investigators at the Central Java Regional Police Criminal Investigation Directorate. The sample size is 64. The sampling technique is non-probability sampling in the form of accidental sampling with a questionnaire data collection method. The quantitative analysis method uses Moderated Regression Analysis. The results show that organizational culture has no significant effect on Investigator Performance, job satisfaction has a significant effect on Investigator Performance, career development moderates positively and significantly the effect of organizational culture on investigator performance is not proven and can be interpreted that career development will not strengthen the influence of organizational culture on Investigator Performance and career development moderates positively and significantly the effect of job satisfaction on investigator performance is proven and can be interpreted that good career development will strengthen the effect of job satisfaction on Performance. The coefficient of determination is 0.860, meaning that organizational culture, job satisfaction and career development have a role of 86.0% together explaining the investigator performance variable. Suggestions for improving organizational culture through improving existing conditions, it is hoped that the organization can pay more attention to aspects of compensation and promotion, as well as the need to implement a leadership style through improving matters related to member efforts in achieving their goals and the need to increase the satisfaction of investigator members by paying attention to aspects of compensation and promotion

NIAT WIRAUSAHA SOSIAL : PERAN PRIORITAS PENGALAMAN, SELF-EFIKASI WIRAUSAHA SOSIAL, DAN KEAMANAN FINANSIAL

Indranila Kustarini Samsuria, Fitri Lukiastuti — Wed, 31 Jul 2024 00:00:00 +0700

The purpose of this study was to examine the relationship or influence of self-efficacy, social entrepreneurship, priority experience, and financial security on social entrepreneurship intentions. The research sample consisted of 100 MM STIE BPD Jateng students. The data were analyzed using a structural equation model to test the relationship between these variables, using PLS version 4. The results showed that social entrepreneurship intentions were significantly influenced by social entrepreneurship self-efficacy and priority experience with a p value <0.5. In addition, financial security also plays an important role in supporting social entrepreneurship intentions. Individuals with high levels of self-efficacy and priority practical experience tend to have strong intentions to enter social entrepreneurship. Financial security provides additional support by reducing the risks and uncertainties faced by prospective social entrepreneurs. This study provides important implications for the development of training programs and policies that support social entrepreneurship intentions. Increasing self-efficacy and providing opportunities for practical experience can encourage more individuals to engage in social entrepreneurship intentions. In addition, creating an environment that supports financial security will strengthen the success of social entrepreneurship intentions. Further research with strong theoretical support is recommended to explore and examine the dynamics of social entrepreneurship intentions and other factors that influence them